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How to Escape Debt & Develop A Wealthy Mindset with Curry Glassell



How to escape debt and develop a wealthy mindset with curry glassell

Joel Annesley:                       Welcome to the Mindset To Millions Podcast. I’m Joel Annesley and I am super excited to introduce our guest on the show today. This person’s going to give us some pretty incredible insights to understanding our beliefs around money from a really interesting perspective. An amazing background, this person was raised in a billionaire household and then found themselves paying off millions of dollars in their adulthood. Then they went on to create and sustain a high level of personal wealth. An amazing story, I’m really excited to introduce the Right Riches For You facilitator, dynamic producer, author, philanthropist and art loving mother of two, the fabulous Curry Glassell.

Curry Glassell:                      Oh my goodness Joel, thank you so much. What a … Can I hire you to do that more? Can you present me like that all over the world? That would be so amazing and fabulous.

Joel Annesley:                       I love it. How are you going today? I love your energy.

Curry Glassell:                      Thank you. Not bad for five am Texas time.

Joel Annesley:                       That’s what I was going to say, if you don’t love what you do, there’s no way you’re going to get up for five am.

Curry Glassell:                      It’s really true.

Joel Annesley:                       So pleased to have you on the call.

Curry Glassell:                      Yeah, so true, so true. Actually, what you just said is a key, key mindset. We want to talk about the mindset to creating a different financial reality, one of them is to love what you do and to do what you love.

Joel Annesley:                       So true. That is also my mantra. Doesn’t it take so much to get people to actually wake up to that? We get so fixed into this mindset of, “I’ve got to do what everyone else is trying to tell us to do,” that you actually forget to do what you want to really achieve in life. You know what I mean?

Curry Glassell:                      Absolutely, absolutely. I love the fact that your show is called, Mindset To Millions, or, Millions To Mindset? Which one is it?

Joel Annesley:                       Mindset To Millions.

Curry Glassell:                      Yes. Well, it can go both ways actually, because when you do what you love and you love what you do, then money isn’t the issue. You’re enjoying your life so much, money comes along for the party and for the fun of it.

Joel Annesley:                       Yeah.

Curry Glassell:                      Right?

Joel Annesley:                       It’s the perspective. It’s making that shift. I’m really excited to explore that further one the show tonight. I should say early this morning, for you.

Curry Glassell:                      Tonight, tomorrow.

Joel Annesley:                       Yeah, tomorrow, it’s all the same. Look, I would love to dive in a little bit deeper to learn a little bit more about your story. From what I was reading, it’s like this riches to rags and then back to riches again. I’m like, “Wow, what a journey.”

Curry Glassell:                      It’s a little bit more riches to big ass … Can we say the F-word on your radio show?

Joel Annesley:                       Yeah.

Curry Glassell:                      Maybe not.

Joel Annesley:                       We can, we can. We can beep it out, we can beep it out.

Curry Glassell:                      I was going to say, big ass fucking debt, and then back to getting richer and richer. Actually I’m still building my riches, because being raised by a billionaire is also a little bit of a warped mindset, let me tell you. It had its good, it had its bad and it’s had its really ugly.

Joel Annesley:                       I can imagine, I can imagine. You grew up in Houston, Texas.

Curry Glassell:                      I did. What would you like to know?

Joel Annesley:                       Let’s talk about … The really interesting thing is, most of us, the majority of us who grow up in a … We have the mindset of not coming from wealth. We have all these mindset beliefs that says we’re not worthy, we don’t deserve anything more than our parents. Tell me about your mindset when you were young.

Curry Glassell:                      When I was young, oh dear. Well, that’s interesting because … Are you metaphysical at all? I’m not sure where we’re … I don’t know that much about your program but do people who listen to you believe in past lives at all?

Joel Annesley:                       I am so willing to go there. I believe in past lives myself so let’s do it, let’s go there.

Curry Glassell:                      Okay.

Joel Annesley:                       Go on.

Curry Glassell:                      If you’re willing to be a little bit on the wild side, because the minute you asked me that I’m like, “Well, yes, and I’m a walk-in.”

Joel Annesley:                       Go on.

Curry Glassell:                      I’m a walk-in. The thing is, my life although it seemed to be glittery and wonderful to people who looked from the outside and say on the outside, because I was surrounded by incredible amounts of money, actually I wanted to die at least two times when I was a little girl because the people who raised me were not nurturing, not kind, not caring and not interested in me whatsoever. As a little girl what I do recall, only from I’ve asked for flashbacks and things and to become more aware as I’ve been writing my autobiography, which maybe one day will come out, we’ll see. If not, I’ll have to tell the story, I’ll have to tell some other stories.

But anyway, I was so unhappy and I felt so unacknowledged and I felt so not deserving, I love the fact that you used that word, I totally felt like I didn’t deserve to be there, I didn’t deserve what was happening and I should just go away and die. That’s pretty much how I felt most of my life. Yeah, it was the strangest thing. I really felt like I was caught in a prison, like one of those mirrored … at the carnival, the hall of mirrors, the strange distorted mirrors, because I would go to school and I would be aware of all these people projecting, “Oh my God, you’re so lucky,” “Oh my God, you’re so rich.” I’m like, “What is so lucky about people not talking to you? What is so lucky about people being mean to you? What is so lucky about being literally physically beaten if you say that you don’t agree with something in your household?” There was a lot of abuse, financial, physical and emotional in my growing up. I will say, I put myself into boarding school and I saved my own life by doing that.

Joel Annesley:                       That really touches me. That’s an incredible experience. I want to know a little bit more about what’s going on in your head at that time. What got you through? Did you seek … You took yourself to boarding school.

Curry Glassell:                      I did and that-

Joel Annesley:                       You got outside of your environment, you got outside of that.

Curry Glassell:                      That was the beginning. Yeah, that was a beginning of me, I want to say, surviving. I want to say my entire life was about surviving the violence in my household. Then, once I got out, then it was like, “Oh, wow, now I need to figure out how to live and how to create a life, and I know nothing. I am totally ignorant. I don’t even know … ” Because I was so afraid to talk to people as a kid, I actually didn’t even know how to talk to people. I had to learn how to engage with people. When I was growing up, I can tell you this, we never had dinner parties, there were people that came over. I never had any interaction with the outside world, except when I was at school.

Joel Annesley:                       It was really sheltered.

Curry Glassell:                      Yes.

Joel Annesley:                       You simply couldn’t be yourself.

Curry Glassell:                      Absolutely. I absolutely could not be myself. Then I was going back and forth between my father’s household and my mother’s household, and really I know why my mother and my father got together, and I know why they divorced after about nine months or two years or whoever story is correct, which I’m not really sure still to this day, but because they were both completely narcissistic. They were both completely egocentric and self-centered. This is a real challenge because from what I’ve learned, and really I have to say I owe my sanity to the Access Consciousness tools, and myself for finding them. Because at 16, when I left home, I started going, “Surely there’s got to be a way to be happy on this planet. Surely that I did not come here just to be abused. Surely something else is possible.”

Joel Annesley:                       Yeah, there’s got to be a better way to live life.

Curry Glassell:                      Yeah. I started that thinking process when I was 16. Before that it was like, “God, if I could just make it through the next few months,” or, “the next year.” Or, “God, I want to die.” Or, “How am I going to survive this?” I would hide with the help. The help became my allies. They would hide me sometimes. I adored our cook and I adored the morning maid, and they sheltered me energetically.

Joel Annesley:                       Yeah, right. They were down to earth.

Curry Glassell:                      They were real and they were kind and they were caring. Did you ever see the movie, The Help?

Joel Annesley:                       No, I haven’t.

Curry Glassell:                      Oh boy, I would suggest that everyone see that. If you want to see how life in the South is, at least in the 50’s and 60’s, when I grew up, that is a true tale, let me tell you, of upper middle class and upper-class southern people. It’s a really interesting way to look at it because … I cried through that whole movie. One of the things that struck me was that the maid that cared for this little girl told her every day, “You is smart, you is pretty, you is important.” I thought, “You know what, I would have had such an easier life if one person in my life had told me I was smart, I was pretty and I was important.”

This is really the driving force of my life Joel, is to make sure that everybody knows, they is smart, they is pretty and they is important, because once you know those three things and that becomes your point of view, nothing can stop you. Not death, not life, not sorrow, not anything. I mean death or debt, and I say them similar because they actually are pretty similar.

Joel Annesley:                       Agreed, agreed, – Curry, that is such a beautiful story. It’s so true, isn’t it? That in those early years we are so influenced by our environment, and sometimes we can pick up some beliefs, some shit that really will stay with us for a while unless we work on it. We really have to work on it.

Curry Glassell:                      We really do, we really do.

Joel Annesley:                       Yeah, yeah. Let’s fast forward a little bit.

Curry Glassell:                      Good, good.

Joel Annesley:                       Let’s look at the journey of then being in debt and working your way out of debt. Tell me a little bit about that.

Curry Glassell:                      Sure. Well, again, it was based in things that I was totally unconscious about, unaware about and totally frightened about. I totally had no confidence in my capacity to deal with money. I remember spreading my bills out on my bed and it would take me three full days to pay my own bills. I thought, “I’m-” What’s that?

Joel Annesley:                       Sorry.

Curry Glassell:                      Jingle bell.

Joel Annesley:                       Continue.

Curry Glassell:                      I would go into this massive self-judgment and think, “I am the most retarded, stupid person in the world. Surely, everybody else has an easy time paying bills. I don’t know how they do it, I never saw anybody pay bills.” I thought, “This is like one of the most intense things for me to do in my life.” It would take me three full days, once a month I would basically turn off, back then we didn’t have cell phones, but I would bar myself up in my bedroom. All my bills would be on my king-sized bed and I would set about, I’m going- ” … leaving this bed until I write out every check, pay every bill and make sure that everything’s done.”

Those were the days that I grew up in. When I got married, I thought, “Oh, finally a saviour,” because men are supposed to be able to manage all this, right? Yes, first big, big, big mistake. I gave total control of all my money, which I did have some money from my father. He had given me some money and I gave control of it to my now ex-husband. Talk about something you should never, ever do, and this is what I tell my students, I tell my clients. I tell everyone I work with, “Never give your money away, your power away to anyone else. Whether it’s a financial advisor, whether it’s a lawyer, whether it’s a doctor, whether it’s a guru, whether it’s an Indian chief, whether it’s a husband, whether it’s a child, never trust anyone else with your money. Never, ever, ever.” But I didn’t have that advice back then. I was like, “Oh my God,” because what I saw growing up, what I saw, literally I observed that my dad went to work, paid the bills, and my stepmother sort of piddled around the house and took us to school and back. That’s what I saw. That’s what I thought you were supposed to do.

Then I also got these messages from my dad, “You’re supposed to get married and your husband will take care of you. Marry a rich man and go away.” So I had all these different things, projections, expectations and judgements coming at me. I did marry, I was a little bit of a resistant bitch so I married a poor man. Yes, I know. Not my brightest move I might add. Let me also suggest, marry rich if you can possibly. Marry someone who has money no matter what. Because-

Joel Annesley:                       But a friend of mine says, “But a man is not a financial plan.”

Curry Glassell:                      A man is not a financial plan, and if he has a job and he has money, life can be a lot easier. The problem was I resisted the money because for me, I thought money was the root of all my problems. I thought because of the wealth and the money, that’s why people were so unkind and mean. I had a lot of mindsets, as you would say, I had a lot of points of view that were creating my reality and that were leading me up to this slide into debt that occurred for me. So, I got married, I was in love with him, he was going to be a preacher, and he had no money. He did come from a good family that had some money, but anyway, that’s another story, but not that much money.

Anyway, not anything compared to what I was raised around. His father was definitely not going to give him any money, so it was really wild. Anyway, to make a long story short, it was like we were two kids out of control. It was the first time that I didn’t have my father’s pounding on me, “Don’t do this, don’t do that. If you do this … ” All these rules. So I felt free, and then my ex-husband, poor guy, he had the same kind of thing with his dad who was kind of strict. He was like, “Oh my God, look at all this money we had.” The next thing I know we’re moving to Florida, we’re buying a boat, we’re buying a lake house on the lake in Oklahoma and we’re building this fabulously huge house in this part of Florida, fancy pants Tampa Palms.

I’m thinking that he’s caring for this money, that he knows there is a limited amount here, and he’s not going to spend all of it, surely, right? But I actually become very unconscious, I willfully let him take control and I begin to fall into this role that I learned growing up, that my job was to have the baby and my job was to decorate the home and my job was to try and be friends with … have a social club…

Joel Annesley:                       And hand over all the finances to him to look after.

Curry Glassell:                      Yes.

Joel Annesley:                       You had no idea what was going on with the books in terms of what he was doing?

Curry Glassell:                      That’s right. That’s right, and of course the books tripled, quadrupled in size from when it was just me and my one house and all the utilities. All of a sudden we tripled, everything tripled. I was like … Yes, and I did not look at the books. Please, please, please, everybody out there listening, never do this. Please learn from my example and never do this to yourself. The thing is, really he [inaudible 00:19:40] handled our life just fine. We didn’t have any creditors, we never had any problems, because I saw the mail, it’s not like we didn’t pay our bills. It’s just we were spending a lot of money. I also didn’t really pay attention or noticed when … For instance, when we divorced, I found out that we had three pianos that were not paid for that we owed money on. Three pianos. That’s just an example.

Joel Annesley:                       Seriously, who needs three pianos?

Curry Glassell:                      Who needs three pianos? Except if you’re running a church and a day school. A, you have to have a grand piano in your church for your music leader. You can’t have a church without a piano, that’s unthinkable. Then you have … I’m trying to think why we had the other piano. I can’t remember right now. It was either we bought it for the music leader, or we had it in our home. I can’t recall.

Joel Annesley:                       Okay, okay.

Curry Glassell:                      I’m sorry, I can’t even remember. Anyway, those are the kind of things. I found myself in about two million dollars worth of debt at the divorce. This was all types of things like that. Everything we were living, everything we were doing, he had done everything on credit. Like, we had just paid a down payment on everything. I was like, “Holy smokes.” The first I did, let me tell you the first thing I did, was I went to my dad and I basically, basically … What is the opposite of saving face? I basically said, “I’m such an idiot. Look what I’ve done, will you help me?”

If my child did that to me now, I would totally help him and work out a plan, but my dad was like, “Too bad kiddo, you’re on your own.” This is a multi multi billionaire. This is a guy who was one of the first to … His father made money in the oil and gas industry days, in the 30’s and 40’s. This is not someone who couldn’t do it. He could. I asked him if he would help me pay it off and I could pay him off over time. It wasn’t like I wanted to completely get released from the debt, right?

Joel Annesley:                       Yeah, yeah, yeah. But even the act of you having to go back and approach your father, and go, “I’ve stuffed up. I need your help.” That in itself.

Curry Glassell:                      Yeah, and I did not, there was no reward for that, there was nothing. There was just more shit on my face because of that, right?

Joel Annesley:                       Yeah.

Curry Glassell:                      I was, “Oh man, okay.” Then I’m like, I think I cried for three days and then at this point of course I think I had a three-month-old and a four-year-old, so I went, “Okay Curry, you’ve got to get your shit together because something has to change here. What do we do? What do we do? What do we do?” I thought, “Okay, the only thing I know to do,” and this came to me, literally this was my own thinking. I went, “I’m going to call everybody I owe money to and I’m going to talk to them personally and see if I can work out a payment plan that actually fits in my budget.”

Joel Annesley:                       Yeah, yeah. Step one was negotiate a payment plan.

Curry Glassell:                      Step one was negotiate. Second step, when I realised that I still had much more money to cover than I had budget for, I went, “Okay, what can I sell.” Step two was sell everything I could. Everything, the pianos, the boat. I called on a friend of mine who lived around Kemah, Texas. I actually paid for him to go to Florida, get the boat, drive it to Kemah and sell it, and of course I gave him a percentage of the sale. I called on friends of mine to help me. I’m like, “Can you please help me?” I gave them a percentage for helping me after the sale was complete.

Joel Annesley:                       Then you’re negotiating a win-win.

Curry Glassell:                      Actually thank you so much for asking me this question Joel because I never really acknowledged that somewhere I came up with this idea to do all this. No one taught me ever. I never was taught a thing about money or how to manage money. I really had been winging it by the seat of my pants until I met Gary Douglas and Dain Heer and I started taking their classes and I recognised there’s a difference between being unconscious with money and being conscious with money.

Joel Annesley:                       At this time, that’s when you got access to this information and you started to-

Curry Glassell:                      No.

Joel Annesley:                       No?

Curry Glassell:                      No, no, no, no, no.

Joel Annesley:                       No?

Curry Glassell:                      No, no. This was 1996.

Joel Annesley:                       Right, right.

Curry Glassell:                      My divorce was in 1996. I did not have the pleasure to meet Gary or Dain until 2001.

Joel Annesley:                       Right, okay. So you essentially started to put the pieces together yourself. You went through … It was turmoil.

Curry Glassell:                      I can’t hear you.

Joel Annesley:                       Can you hear me? Sorry. Hello?

Curry Glassell:                      I just … Are you there?

Joel Annesley:                       Hello? I can hear you fine. Can you hear me?

Curry Glassell:                      Okay. You can hear me, it’s kind of gotten a bit wonky.

Joel Annesley:                       Okay. Let’s see how we go.

Curry Glassell:                      Lot of energy, lot of energy going on.

Joel Annesley:                       Yeah.

Curry Glassell:                      Actually this is what occurred, I actually created that and I sold everything I could sell. I sold it for a really, really low price. However it was money that went towards that debt, and so it made a huge difference for me. I sold anything I could at the price I could.

Joel Annesley:                       Right, right. Tell me, this was a process, obviously a number of years, where you went through the turmoil but you put this into place and you slowly started to dig your way out. Is that right?

Curry Glassell:                      Yes, yes. It is true. It was slow. I just was stubborn and I didn’t stop. The thing that really encouraged me was that when people were willing to negotiate me, that gave me hope. I was like, “Oh gosh, okay, so I can actually do something. I can actually create … I can save myself.” It was ironic because I was assisting my husband with the church and we were always telling people that Jesus saves, and I’m like, “Damn, I’m definitely saving myself. Jesus is totally not saving me on this one.” I’m like, “Dang.” I had some very enlightening moments along the way getting out of debt.

I would really encourage anyone, the two number one things to getting out of debt would be, know that you can negotiate. If you’re willing to be there personally and you’re willing to talk to people and you’re willing to put your entire being into creating a change, you can make a change. But you can’t make a change sitting on the sidelines, you can’t make a change hoping that someone’s going to save you, you can’t make a change if all you think in your mind is that you can’t make a change.

Joel Annesley:                       Yeah, yeah. That’s really powerful. I think what you’ve just indicated there essentially is that the way out was to take control of the situation. Rather than giving power to somebody else, you took control of the situation.

Curry Glassell:                      Yes, absolutely.

Joel Annesley:                       I think that was one of the things that I definitely wanted to explore tonight, was if somebody listening to this is in a similar position, where things are completely out of control … Maybe one of the things I’d like to also talk about is what goes on in your head at the time. Some of the thoughts that come up when you realise that you’re in, for lack of a better word you’re in the shit and you need to find a way out. What’s going on in your head?

Curry Glassell:                      The thing that … I love your term mindset. I’m going to say, my mindset changed and I went, “Okay.” I got clear, I created this shit. Now, how am I going to un-create it? How am I going to change it? This is my responsibility. The very first thing that really, and this again I encourage and facilitate all my clients, you must be brutally honest with yourself and get clear that this mess is your mess. It doesn’t matter if you had a husband, it doesn’t matter if you had a bad boss, it doesn’t matter if you had a terrible partner that screwed you. Somewhere, somehow, you were okay with and you were part in the creation of it. Now if you’re willing that is the number one step, to get that you created where you are.

Joel Annesley:                       Yeah. I think one of the things that I can think about here too is, there’s obviously going to be that period of feeling shameful, being in this almost like a depression. To come through that and then to step into owning it and being okay with it, I think that’s what you’re talking about, isn’t it? It’s making that step to get beyond that negative self talk.

Curry Glassell:                      You absolutely have to make that step. Now I will say this, it was a, I want to say like a ping pong match for me until I started learning and incorporating the Access tools into my life. It was really a ping pong match for me, from, “I can’t do it. I can’t do it. Okay. I am getting out. Oh my God, I’m so wrong, I’m so bad.” It was literally ping pong, ping pong. I went back and forth and back and forth for really those four, five years. I would say I went in and out of depression for four or five years, even while I was creating getting out of it because I didn’t know these basic tools.

I didn’t know that I didn’t have to live in blame, shame and regret. I didn’t know there were implanted points of view. I didn’t know I had choice. I didn’t know that if I acknowledged one thing that I did that was good and positive and making a change, that that would launch me into creating more positive, good and amazing changes. I didn’t know these basic tools that have changed my whole universe. I didn’t know that every choice I made created an outcome. I had no clue I even had choice at that time.

Joel Annesley:                       It’s that thing of running on automatic versus taking control.

Curry Glassell:                      Yes. Yes. Yes, I was so on automatic like I don’t know what, automatic like up, down, can I, can’t I. I went back and forth in my mind. It really was not easy. I did do it. I think I’m just one of the most stubborn people you’ll ever meet, and I had this driving force inside of me that was like, “Surely there has to be something better. Where is happiness?”

Joel Annesley:                       Yeah, yeah. Can I ask a question too around, for the parents listening out there, because you’ve got two kids, two boys, is that right?

Curry Glassell:                      Yes I do, though they’re not boys anymore.

Joel Annesley:                       They’re not boys anymore.

Curry Glassell:                      One just turned 25 and on August ninth my youngest, who was four month old at the time of the divorce, will be 21.

Joel Annesley:                       Yeah. How do you go about looking after your family while you’re going through all of that? Essentially there’s going to be wanting to save face as well, you don’t want to drag the ones that you love into the turmoil that’s going on in your head and on those statements. Tell me a little bit more about that, something maybe you could say to anyone in that situation.

Curry Glassell:                      I had to prioritise. Before I became aware of the Access Consciousness tools, which was 1996 to 2001, what I had to do was, I had to prioritise and put myself on a very strict budget because that’s all I knew to do. Like I said, I sold everything that was excess and I also moved into a very small house, the smallest house I’d ever lived in in my life. I began to look at, where do I need to put my money? What do I need to do here while I’m going through this transition and this change in getting of this debt?

For me, my priorities were school for the kids, clothes for the kids, food, shelter, the real basic. Basically I had plenty of clothes and I limited any shopping I did to … Believe it or not this is what I did, after December when … the Fall sales and the Summer sales, they come two times a year, I started buying clothes during those times. I really began to be grateful for what I had and not spend excessively. I limited myself. Now this is not what Access Consciousness taught me, but this is all I knew to do at the time.

Joel Annesley:                       Right, right. Okay.

Curry Glassell:                      I will say I wish I had had those tools earlier. I would have flourished sooner because one of the greatest tools in Access Consciousness for creating greater wealth is what can you add to your life? Don’t slow down your life, don’t stop your life, don’t make it smaller, don’t spend less. Don’t spend more necessarily, by any means, but what can you add to your life to create and generate another revenue stream? I never had that thought before, until 2001, 2002. That thought never occurred to me, I didn’t know that was even possible.

I had four years of a very difficult time, and then I did create it and I can tell you, these tools … It wasn’t until the Access Consciousness tools and those classes, then I began to start creating the wealth again. I was basically stuck in getting rid of the debt and surviving, and then I met Gary Douglas and Dr. Dain Heer and I began to recognise that I was the potency and the power and the source of my future. Now, what did I desire for my future? That is what began to recreate my wealth, is me acknowledging that I was the source and that I had choice and these amazing tools that have totally transformed my life and my financial reality.

Joel Annesley:                       That’s really powerful. I’d love to know a little bit more about these tools and some of the first things that you’d look at doing, like stepping out of those limiting beliefs and really getting on track with our finances. Tell me some of the things that we can do with these tools to really start on the right path.

Curry Glassell:                      The very first tool that changed my life is … Now remember, I came from I was raised in the church, so all my life I heard, “Tithe to the church.” That was common. You give 10% of everything you own to the church, that’s just what you did. So, I get to Access Consciousness classes and they say, “Give 10% to you if you want to create a greater future.” I went, “Wow, you’re kidding, right?” I’m like, “That’s like the coolest thing ever.” I knew exactly what they were talking about. I’m like, “Oh, so I become like my own church. That’s like really cool.” I’m building up my own congregation. It was so easy for me.

I immediately, the first class I heard that, put away 10% of everything that comes into your life, whether it’s $100, $1,000 or more. Put it away get a little safe box or put it under your bed or whatever feels easy, I don’t know what part of town you live in but whatever feels easy for you. If it’s a life for you it’s going to be right for you. For me, I began to put away money into … actually it wasn’t a savings fund because savings is your saving for a rainy day. That is not the energy I was looking to create. The 10% fund was a fund that was me. It was all about me and it was about my future and it was telling the universe that I’m important, I’m valuable and I love money.

Joel Annesley:                       Excellent.

Curry Glassell:                      I love having money, as opposed to spending money.

Joel Annesley:                       Yeah. It was getting beyond … because one of the things I think we often do is we pay everyone else first before we pay ourselves, right?

Curry Glassell:                      Yes.

Joel Annesley:                       When we pay ourselves, that’s often via actually spending. What you’re saying here is you paid yourself via an investment in yourself. You looked at yourself as an investment, is that right?

Curry Glassell:                      Yes, absolutely, and paid myself first and then everything else second. This is probably … I don’t call myself a financial advisor, okay? I’m not a CPA, I’m none of that. I’m strictly talking to you on an energetic level, that this, if you do this for however long it takes you, whether sometimes it’s six months, nine months, a year and a half. But if you, when you get to the amount of money that is accumulated in that, what I call my self-respect fund, other people call it their 10% fund. For me it was about gaining self-respect for myself so I called it that. Once that amount was equal to six months of my gross income, I had a release and an ease about money, and worry basically went out the window. There was this ease and this peace and it’s energetic. You just get it when you get it, you experience it when you experience it and it changes your whole point of view around money and you.

Joel Annesley:                       Because you essentially change the association you had with money. You essentially change the fact that you no longer were having that lack relationship to money, is that right?

Curry Glassell:                      You no longer have lack, that is it right there. You no longer have lack because no matter what your week looks like, you have whatever, say your income is $5,000 a month. When you imagine having $50,000 in a bank account, just think of that right now. If you had $50,000 in a bank account or if you had five months worth of your gross income in a bank account, whatever it is. Maybe it’s 50,000, maybe it’s 15,000, maybe it’s 150,000. I’m not sure where you all are at or where you live from. Whatever it is, your sense of need will dissipate and you won’t function any longer from, “I need, I need, I need.”

Joel Annesley:                       It’s hard to build wealth from that period of neediness, right? It just doesn’t work.

Curry Glassell:                      It’s impossible because need always leads to greed.

Joel Annesley:                       Yeah.

Curry Glassell:                      You’re always worried and then there’s that energy. Actually, to turn the tables a little bit, that’s a great energy to spot if you want to get a good deal when you’re buying antiques. You will get the best deal from someone who functions from need because they’re ready, they will be willing to sell you whatever they have for the bottom price.

Joel Annesley:                       Makes sense.

Curry Glassell:                      These principles work in so many ways and they’re so practical. They work and they’re practical. Okay, let’s go over what I said. First, we’re coming out a can’t mindset. That’s most important.

Joel Annesley:                       Yeah, exactly, exactly. So, second step?

Curry Glassell:                      Second step, what did we say the second step is? This is the 10% fund?

Joel Annesley:                       10%, yeah.

Curry Glassell:                      Third step, what can you add to your life to create and generate more money right away? What can you add? What can you add? What talent and ability and capacity do you have that you’re not using to your fullest potential?

Joel Annesley:                       That’s a really powerful question as well because a lot of us don’t go there. We just do what we’ve done previously and we don’t open up to our natural gifted abilities.

Curry Glassell:                      Correct, correct. It’s really strange but my hunch is the thing you take for granted is the thing that will make you the most money. The thing you don’t acknowledge as great about you could possibly be the thing that could make you the most money.

Joel Annesley:                       That is very powerful Curry. That is a take home moment right there. Thanks for sharing that. Look, I do want to wrap things up shortly.

Curry Glassell:                      Sure, sure.

Joel Annesley:                       Let’s look at how you … The program that you offer, how can people get involved and continue the discussion?

Curry Glassell:                      Okay. We have several ways. One I have, my newest baby is a podcast, which is really cool. You can find it on iTunes or pod, it’s called Gems, G-E-M-S. That’s Glamour Elegance Money and Sex, and not necessarily in that order. Those are little tidbits that come out weekly, or you go to my website, There’s a list of the classes I teach, there’s free videos, there are links too. You can see if this is the kind of class that is something that interests you, if what I say turns you on or interests you, that’s great. You can also go to Access Consciousness. I’m one of many facilitators that facilitate these amazing tools. I just happened to facilitate around money and wealth and riches because it’s fun for me. Is that good?

Joel Annesley:                       Yeah. I love that.

Curry Glassell:                      Okay.

Joel Annesley:                       I encourage everyone listening to go check out Go check out the podcast. Curry, it has been such a pleasure to have you on the call.  Again, thank you so much for getting up early to speak. I’m sure everyone listening will really appreciate it. I love that you went there with your story and there was no filter. I think everyone will be able to relate and really connect with you on a really personal level. That’s really beautiful. Thanks again. I encourage everyone to go check out Curry and what she’s doing. I think she’s changing lives. Before we sign off, have you got any final words?

Curry Glassell:                      Choice creates. Whatever choice you make will create your future, so make a choice. And, and, if you don’t like the choice you’re making you can change it in 10 seconds and make another choice. You’re never stuck with that one choice.

Joel Annesley:                       Powerful, very powerful. Alright, thank you once again Curry. I hope you have an awesome day.

Curry Glassell:                      You’re so welcome. You’re so welcome. Thank you so much Joel, it’s been an honour to be with you. Have an awesome evening.

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A Noobs Guide to Riches with David Allen



David Allen - A Noobs Guide to Riches

In this podcast, I interview David Allen–Hobby Investor, Emergency Responder and now Author of “A Noobs Guide to Riches: How to Make Your Money Work for You!”. David and I go way back to colleagues in the newspaper industry and I was incredibly pleased to hear that his passion for investing still continues a more than a decade later. Dave is sharing his learnings in his new book; which is a no-bull, honest and refreshing look at how to get started investing.

In this podcast, Dave shares with us some incredibly valuable insights:

Dave mentions that has made plenty of mistakes in the past, but his saving grace was to have bad luck in his initial days of investing. He mentions that it’s far easier to make consistent, small gains compared to recovering from large losses.

Dave shares how being an Emergency Responder has similarities to investing. In particular, he mentions that although the risk of fire in an office is incredibly low, there still needs to be detailed procedures in the unlikely event of an actual fire. Dave compares this to having a mortgage. He mentions that it’s incredibly important to have a plan in place so you know how to respond to unexpected changes such as interest rates, job loss – essentially we need to factor in some ‘wriggle room’.

The key investment strategy that Dave shares is called the ‘Permanent Portfolio’, an investment model made up of shares, bonds, gold, silver, and cash. This method has been tried and tested over the years and has consistently provided long term growth, surviving major economical crashes.

For anyone who’s new to investing and is struggling to work out where to start, I highly recommend Dave’s book “A Noobs Guide to Riches: How to Make Your Money Work for You” and visit his website at

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Finding Your Inner Intuition with SyncTuition Meditation




Joel: Welcome to the Mindset2Millions podcast, I’m your Host, Joel Annesley – and today’s topic is meditation. Mindset2millions is based on the concept that without developing right mindset, finding confidence in yourself, finding success is a very difficult game. One of the greatest tools at your disposal is meditation. It’s something that has been practiced since the birth of humanity – many of us know just valuable it is but yet we still struggle to find time to practise and we get challenged by our monkey mind and give up because it all feels too hard.

I recently was introduced to a meditation program, called SyncTuition, which is really changing the meditative experience – the focus being on the secret of discovering our natural intuition.

Which is why I’m really excited to introduce our guests on the show. They live and breathe personal development, meditation and are really genuine guys – Allan and Romet.

Allan, nicknamed Mr. Jeeves, is the technical architect behind Synctuition. his technological know-how and people-skills to find the right people all around the world to make Synctuition a reality. Allan has a technical background in musical sound wave optimization and he’s skilled in psychology, neurology and human behavior.

Romet is a personal development enthusiast, speaker and Synctuition Ambassador. He believes that all the answers to an abundant and happy life can be found within us. Romet joined the team because he believes that Synctuition is a very powerful and efficient tool for achieving these goals through a journey of self-discovery.

So let’s start with Allan, I’d love to know about how this SyncTuition journey started?

Allan: Yes gladly. Hi! My journey with SyncTuition has been one hell of a ride. I mean we started off 10 years ago already with nothing but a dream to create something that would help people. And our initial idea was actually to make a movie about happiness.

We thought that it would be helpful, useful to people if we could just convey some of the stuff that we’ve learned in life about how to be happy about how to find your own way. About how to trust yourself and how to avoid the doubts of others. And we thought the movie would be the best vehicle for achieving that.

But soon we realized that it would be just another fill which has a message but it would kind of get lost and people would perhaps find inspiration for a day, for a week and then it would fade away so it soon dawned on us that the perfect solution would be to create a tool, to create an instrument that everybody could use and that would actually give results that would last a lifetime. That this would be a tool that you can use anywhere in the world. You don’t have to book any times to seminars.

You don’t have to physically go anywhere. It basically brings the experience right to your computer or your mobile device. So as we as we searched and as we were looking we soon discovered an amazing technology called binaural beats based on sound waves and it works beautifully. There has been a lot of research into binaural beats the concept itself is not new but the question is the specific setup of the sound how to make it as best as possible.

And in our opinion, the full potential all had not been realized by that time. So we started looking into that and that we discovered the gamma wave.

And amazing recording technology called 3-D audio which sounds so amazingly real that you actually just have to hear it in order to believe it. It’s quite impossible to describe in words. It’s like copy-pasting an environment somewhere in the jungle for instance and putting this environment into your living room. It’s absolutely crazy.

Joel: Haven’t experienced this myself, the first time I tuned in, I thought ‘where am I, what’s going on? This is this is incredible!’.

Allan: You really get lost in the moment.

Joel: Yeah. Yeah. Very much so. Yes. It’s obviously been quite a journey and I like the fact that.

You mention you know initially you wanted how could you create a movie. But the idea being that a movie only has a short-term impact. Right. You know you can only inspire people for a short time.

But creating this product this is something that people can use on a daily basis and to get some really lasting results so I see that as a really beneficial thing.

But what stood out for me was this idea of being able to get beyond the standard meditation product and being able to really get in touch with our inner intuition and bring all these really cool tools and technologies together.

So that’s that’s really I’m really inspired by what you guys have been able to put together.

So yeah maybe maybe maybe will now love to hear a little bit from Romit. Was it fairly recently you joined the team, or have you been with the team for a while?

Romet: Hi Joel. So the journey began I guess in the beginning of the year and I had thought about it and I would like to be part of something big but, I just let that thought to the universe and then I one corporate training. And then I was also talking about being a great fan of mindfulness and binaural beats for years already. But then I was talking about them and there was a guy who said ‘I need to talk to you’. And then that guy shared with me SyncTuition. And then through this guy I got to know these guys and I was really blown away also when I pressed the play button then heard the quality of SyncTuition I was also like ‘wow what a product and what it can do’. And then I got know these guys, and so the journey began. And it was the beginning of this year.

Joel: Yeah. And then from there you said ‘I’ve got to be part of this’

Romet: Exactly.

Joel: So just getting more of a sense of what really blew me away was just how much is going into the development of what you created.

I had a look at your Website and you know you’ve gone to so much detail to capture the essence of many different environments and to be able to replicate that in the 3-D sounds that blew me away because it’s almost like stepping into a cinema and really having that immersive experience but being able to tune in whenever you want. Tell me how you got to the point of producing what you have today. How how was that journey and maybe some of the struggles that maybe you face along the way.

I’m really keen to know you know more about the story?

Allan: Definitely, and what a story it has been. What we started out with 3-D audio, the technology didn’t even exist back then. We knew that we wanted to do an audio product that is absolutely at the next level in terms of sounding real but the standard stereo recording, this just didn’t cut it.

So we started looking into other options. When we came across this thing called binaural 3-D recording and it uses special microphones, special software special recording systems in order to create this absolutely surreal sounding 3-D experience that you can hear through any stereo headphones.

So basically when we heard the first recording, the first test where we actually had the system assembled and we knew that we had the readiness and this recording was done on Hollywood Boulevard in Los Angeles. And when we put on the headphones that basically it was like mentally the champagne bottles popped. We knew at that moment that we had something very special in our hands that day this half hour walk along the street stepping into a few restaurants and just capturing the noise of the city. This was absolutely repeated with only the headphones. And if you closed your eyes then you could relive that moment again. So this was truly amazing. And at that point we just let our imagination run wild that all the possible options of what we can do with this just began to dawn on us and basically with SyncTuition, we realized every possible avenue our imagination produced.

So the sound journeys, they are composed in a way to actually take you on a journey of your life. So that’s an amazing feeling.

Joel: And I understand that you’ve broken it down into… I mean there’s a number of different levels but there’s also a number of different themes, as you progress throughout. I would love to know a little bit about you know maybe some interesting experiences that you had along the journey of you know finding the right location to record, maybe some some interesting story along the way of filming all this, is there anything that kind of springs to mind?

Allan: There’s a lot of stuff to choose from. Yeah. When starting out with a project like that, I mean you have an idea of what cool sounds are. And we’ve all heard them in nature. But then you have the practical challenge of how to capture that with a recording device. For instance, sounds that happen underwater, sounds that are involved with running water. Like OK you have a waterfall but the microphone is not water resistant.

So how do you create an enclosure or how do you protect the microphone. How do you place it near the water source. It can move around and you can actually capture the sound that you want. Or for instance when recording animal sounds, we’ve all seen National Geographic documentaries that there’s a lion conveniently in the frame doing something like an actor when you actually take your Jeep and you go on a safari and you hold the microphone, well, the sad reality is that nothing happens. So how do you make that happen? So there were a lot of practical problems which needed some clever solutions. So it was kind of like inventing it as we went along. But actually my favorite part of the entire process was when we did the live musical recordings with the artists because in addition to the nature sounds and depth and the cool 3-D sounds that SyncTuition has, SyncTuition is also a feature with a beautiful musical composition that was actually recorded in studios by live artists who made the tracks and the music through improvisation.

So nothing in this track is rehearsed or synthetic. Everything just flowed naturally. We did a lot of preparation so the recording itself was done like a meditation. We lit candles. We made the room extremely cozy so it didn’t look like a recording studio at all, we just let the energy flow. So every note which is played in SyncTuition, that actually comes from the soul and being a part of the recording actually having witnessed it, well it was a very special feeling on how this music just came to be. So that was nice.

Joel: Yeah that’s quite amazing because essentially you’ve approached this whole project from the real authentic soul place. You know essentially you’ve gotten in touch with your own inner intuition to bring this out to the world. And and I think that’s something quite beautiful and I think it comes across in the product.

Not only do you have the effect of the meditation but you can really get a sense of the feeling and the work that’s gone into developing. So I really really think that has actually translated which is which is really really cool.

Allan: Glad to hear that.

So far we’ve covered what is SyncTuition and what has gone into it to make it happen. It would be good to talk about some of the benefits, why, why we should tune into SyncTuition and how it can make a difference. For example, 20 minutes from your day might not seem like a long time, in actual fact we need to give up something else for 20 min. The key here is that we need to make a commitment and dedicate our time towards meditation. I would like to know how SyncTuition can benefit others going through the program to get in touch with our inner intuition?

Allan: Getting in touch with our inner intuition and really listening to yourself.

This has been a part of Eastern philosophy and an ancient wisdom for ages and smart people have always known this to be true to invest time into yourself to actually listen to yourself and get in touch with that inner feeling.

So I would say that the benefits that going through such a program can offer far outweigh the 20 minutes which which which people need to commit and finding 20 minutes per day. It’s. Well usually they say the time is lost time is something we make up a track right. But actually there is a lot of time during the day. It’s just knowing how to release that time because we have time for other activities that are not work-related that are not family related and so on. So I would say that actually finding 20 minutes for meditation is a question which boils down to a simple decision. Whether I want to do it, whether I don’t want to do it. And once you start then it’s very simple. Now the problem is, to find this tranquillity of mind when you’re meditating and as you start this can be a huge challenge because in order to quiet your own thoughts, well you have to be a master and at first when meditating, the first minute that it sounds impossible. You’re wondering why the hell am I doing this? But as you go along, eventually you get better at it and then you can meditate.

What SyncTuition is doing is helping you to calm your mind to take you away from the moment and give you this tranquility of mind from the very first minute. So starting with SyncTuition meditation is not such a cold shower in the beginning you are already years ahead before you even start. So that makes this 20 minute commitment much easier than just starting meditation. So this is basically a huge time saver in a day.

Romet: And what I would like to add here is that SyncTuition makes meditation really easy because this beautiful soundscape gives to our monkey mind something to go because otherwise if you’re just meditate in the quiet then it just needs to focus on the breath or body sensations. But this is not that easy. I think people who have done it, understand it, but if you listen to SyncTuition then it’s so much easier when you put your attention to the music and then your mind is quiet. And what I also would like add about this (point) on ‘how to find the time’, is that many people listen to SyncTuition before they go to bed. So it just switches off the mind from the daily worries and also the gamma waves makes your sleep much better. Many people have reported that they have this sleep tracker and after listening to Synctuition that their deep sleep has increased. So that’s a really big advantage. Also, my friend yesterday we had a discussion about it also talking about the experience he has been maintaining also in the usual way focusing on breath and then he said that you’re listening to SyncTuition is so easy that you just go into the music and you don’t need to do anything.

Joel: I am I can really relate to what you just mentioned there, this whole idea of having a monkey mind and especially for people who are quite new to meditation, it also has been described to me as like a naughty puppy dog.

The mind likes to misbehave. To try to and step into deep meditation without any sort of help or guide.

It’s kind of like doing it cold turkey, it’s just too difficult, right? Because the mind is going out of control and I think we give up because we kind of feel like it’s not working. I can really relate to that. One thing I really like about the program is that you start up with the beautiful relaxing voice and it was quite something when I first started, was this voice you know just whispering into your ears ‘relax, relax’.

It’s like the person is, you can hear the voice in one ear and then just gently moving in your environment. And that was so calming, I’m thinking ‘oh wow!’, that was really cool.

I think the way you guys have structured the program and you introduce the journey. I think really helps to overcome that naughty puppy or monkey mind. So that’s really cool.

I like what you just mentioned before about the idea of helping with sleep. And I’d like to maybe go into a little bit more detail on,

Allan you might be able to help out here, this idea of the power of the binural beats. So we’ve really touched on the 3-D technology I think. I think we’re kind of getting a sense of how it works and it just blew me away. But this idea of incorporating the binural beats. I know it’s not a new concept but I do think it’s really worthwhile understanding why it’s important and really how it can maximize the meditative practice of the benefit that we can get from it all.

Allan: Sure. Everything that we do in life has to have some sort of a benefit, mostly, so does meditation. Problem is that people usually underestimate and can’t even imagine what the real benefits of meditation are.

And while meditating actually you can do much more than just meditate. I’m talking about the power of binaural beats. It is a technology that uses slightly different sound frequencies that are played to the left ear and to the right ear and as a result of that the brain, the two halves of the brain need to cooperate with one another in order to make sense of the signal. And while doing so they actually create a third tone that is basically only in your imagination to cope with that. The left and right brain hemisphere cooperation. This forces neurons to communicate with each other and this means that new connections are being made and these new connections between the left and the right side of the brain, these allow for these sort of ‘aha moments’ that create amazing creativity and these magnificent moments of clear thinking. And this is what we call intuition. Brains use and brains have things called brain waves that are practically the electro chemical activity of neurons and the brainwave activity is known to react to sound. And the brain can actually train itself or pick up on a sound frequency and change its oscillations according to that. So binaural beats have been proven to be the most effective sound wave in order to achieve that. And we know that more synchronicity more connectivity between the left and the right side of the brain equals more creativity equals better ideas equals more confidence.

And so on. We’ve even known that great thinkers like Albert Einstein had a naturally high amount of connections between the two brain hemispheres. So probably this resulted in some of their genius. Binaural beats is the technology to do that. Now usually the binaural programs they go slower they go from beta which is the brainwave state we are in during the day and our waking moment.

They slow you down into alpha theta and even Delta. But SyncTuition is different because it goes from Beta. It goes higher it goes to gamma and gamma is the brainwave state that is experienced by the best long-term meditators in the world. It is a condition that is very difficult to achieve on your own going cold turkey. You need decades for that. But SyncTuition is binaural beat program that can take you there with a sound wave. So this is a super exciting feature with SyncTuition because there are no other programs out there that can do the same and the binaural gamma wave which is actually when you listen to it in raw format it’s just noise and it’s pretty uncomfortable to listen to. But the greatest challenge with SyncTuition was, how would you create this cool sounding audio journey that would absolutely mask and cancel out the noise of the raw gamma that is seamlessly integrated into the music so that you don’t hear it but it still has the effect. So every track and then the voices the sounds everything was eventually mixed together in a way that it would cover this gamma sound completely.

So when you’re listening to it, it doesn’t sound like a binaural beat program. It sounds like like a 3D movie that is playing in your head.

Romet: You only hear this gamma wave in the end of the journey, a little bit.

Allan: That’s right.

Joel: And I believe say you’ve introduced the element of personalising program where you could add in your voice.

Tell us a little bit about how that works?

Allan: Well, our mission was to create a product that works. And we went through every sound technology every possible way on how to make the tracks so that they would have the best impact that they would that they would open you up for for something greater for receiving the effect that it has. And in psychology, well it’s a known fact that the voice you listen to is your own.

So you always listen to yourself not only like in a metaphorical way but surprisingly in a practical way as well. So with SyncTuition we discovered that actually, every voice has a certain unique frequency that is actually very individual to each person. So with the voice personalization, we take certain key nuances and parameters of the person’s voice and then we adjust the frequency of the track accordingly. So this means that the change is actually it’s a subtle change in the frequency so you don’t have to worry you won’t hear your own voice within the track but it’s adapted according to your own personal voice frequencies.

Joel: And the really important point here is that a lot of what we tell ourselves is negative. So using our own voice for positive re-enforcement – is really powerful. Thank you guys for explaining what this is about. And I’m sure there’s a few listening in saying, I’ve just got to try this for myself… You guys have very kindly setup an offer to try out part of SyncTuition (click the link in the show notes), and I believe you guys have setup a pretty cool offer for anyone listening to the podcast?

Romet: So as you click the link then from there you will go to the SyncTuition webpage and then on the right corner. There, you can make a free sign up to experience the first three journeys for free. So with the first three journeys, you get the experience of what Allan was talking about and what we’re all talking about here. And after this if you feel that you would like to purchase the program then we also made the special offer and then check it out you can put it in the gift card called ‘mindset’. And then you get 50 US dollars discount. So yeah. But first just go to the web page and upper right corner. That’s a free sign up button and you can experience first three tracks for free and you can get a glimpse of what we’re talking about here.

Joel: That’s really cool. Thank you guys. I really appreciate the fact that you know you’ve given a special gift to people tuning in to this particular podcast. That’s really special and it really helps to share this gift and you know to give people the opportunity to really get a sense of what it’s all about it can help us get in touch with that inner intuition which is so easy to lose track of. So I think what you guys have created is just it’s such a beautiful product and I’m so pleased to have met you both and spoken to you both to share what it’s all about. So thank you guys for tuning into the show. It’s been it’s been such a great pleasure. And I just want to just to remind everyone go check out the link.

It will be in the night. Just try it for yourself.

That’s all you have to do. Give it a try and see if you get the same sort of benefit these guys and I have, from going through the program. So we might look at wrapping up before we do. Is there anything you guys wanted to, in closing, that you wanted to share with everyone about the product or your own journey or anything you wanted to share?

Allan: Well, any journey even a journey of 10000 miles begins with just one step.

So, it’s time to take that step.

Romet: What I would like to add, is that when we look outside, we are living in a crazy world in a western civilization.

We have relationships, jobs, everything, our minds are full of information.

We have Instagram, Facebook, snapchat, whatever. We don’t take time to watch into ourselves to listen to ourselves. We are just reacting to the external world. So this is just an easy tool to just get connection with yourself and what the world needs right now is the people who are connected with themselves, of course then you will find out what you really came here to do. And like what Allan said, it starts with a first step. So you just check it out and experience yourself.

Joel: That’s beautiful. Thanks once again guys. It’s been an awesome conversation. Let’s go check it out and experience the product for yourself.

Show Notes:
Try SyncTuition at

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Moving Beyond Startup Mode for Entrepreneurs with Heather Gray



Ever felt stuck in start-up mode, subscribed to one too many email lists and feeling like your business is slowly going nowhere? I recently had a chat with Performance and Mindset Coach, Heather Gray from who shared some powerful secrets to help you to finally move beyond start-up mode and towards a credible and profitable business that you can be proud of.


Joel: Well thank you for tuning into another episode of and I have a very special guest on the line today. It is Heather Gray. Heather Gray is a Performance and Mindset Coach for business owners, leaders and entrepreneurs at Oh I love that name!

Heather helps her clients move past sharing pithy motivational quotes as a mindset strategy. Oh haven’t we all been guilty of that. She teaches her clients how to put those concepts into action into their own lives. That’s really powerful. Well, thank you, Heather, for joining us.

I just think we’re going to have such a great discussion around this cause because you know we’re often getting stuck with sharing those motivational quotes but struggling to actually ….as you put it, take action and put it into practice.

Heather: Yes absolutely. So much for having me on the show. I’m really excited because I think that part of mindset is moving past the inspiring and motivating and moving towards inspired action and I am really looking forward to talking to you today and helping your audience get there themselves.

Joel: Yeah, that’s awesome. The funny thing is when we’re talking about this I remember seeing one quote that was shared on Facebook at one point but it was it was kind of like the skeleton with fairy wings on saying you know you kind of have to look after yourself first before you go inspiring other people.

Heather: Exactly!

The idea that we have to work ourselves to the bone for our dream and our entrepreneurial pursuits is another myth that really needs to get busted. I think that’s the message that gets sent, that the real entrepreneurs are the ones who were grinding and hustling it out and those are two overused words in this space. It doesn’t have to be that way.

Joel: I like that! So, what you’re saying is that essentially too much hustle can be a bad thing.

Heather: Yes. I think that people don’t like that word is so overused.

You know it’s the thing that entrepreneurs like to wrap themselves up in, it is like the security blanket that they used to feel better about themselves but hustle without intent or direction or specific destination you just end up spinning in circles. It’s good to be a weekend warrior and be working extra hours in the evening when you’re in your 9-to-5 and then going home and working a couple of hours on your side business and your future second business. But if you don’t do it intentionally and with purpose and direction you just end up doing a bunch of things that you nowhere you just feel busy and busy feels like hustle but it’s not getting you anywhere.

Joel: And that’s so true, you know getting stuck in that kind of loop without purpose.

I think we can certainly relate to that. Before we press on I’d love to know a little bit about your background?

Heather: Sure absolutely. Well ‘Choose To Have It All‘ is actually my second business. At the start of my career, I was a clinical social worker and I started in the corporate world running and managing programs for adolescents and families. And then when I decided I wanted something else I moved into a mental health private therapy practice and I ran a successful brick and mortar for about 10 years and in about 2015 or so I just started to feel like my message and what I had to say was meant for a larger audience. That I was better and bigger than small town USA. And I needed to figure out a way to reach more people and I wasn’t going to do that in the brick and mortar space. So I moved to the online space where I started working around mindset issues and performance issues with online business owners and leaders. It just was a natural fit because mindset is the psychology of success. And I spent like you know 15 – 20 years working in the psychology field so it was an easy leap for me. And now I use the clinical skills I gathered early in my career so it really set business owners, leaders and entrepreneurs up for success in whatever business venture they’re encountering.

It’s just lit me up and has made me incredibly happy. Like you said the business is called ‘Choose To Have It All‘. And the reason why I named it that is because like in my bones that my belief is we all can have the lives in the businesses we want but we have to make the choice to do so.

Joel: That’s really powerful, essentially what that comes down to is having or making a choice as well.

Heather: Yes absolutely. It’s this idea of ‘do you have a goal or do you have a plan?’. And I think a lot of times people talk about goals in dreams. They use it interchangeably. But once you decide something is happening and you’re in your 9-5 and you’re not happy and it’s not working for you. It’s not fulfilling you, it’s not taking care of you. It is time to break it down into steps of what do you want to do instead and what are you willing to do to get there. Because it’s not just going to be handed to you. It’s handed you very few lucky individuals but everybody else has to do it with planned-ful, mindful intent.

Joel: I really like that. What I’d like to do is paint a little bit of a picture here. So let’s think about the entrepreneur and the corporate as well – so we’re trying to get out of start-up mode and maybe we’ve taken on a business or a side business or maybe we’ve had a plan and it’s not quite in alignment with us yet because clearly, we’re not able to make the transition. And what I’d like to call it getting stuck in startup mode. I’d love your viewpoint on how to get out of this?

Heather: So I think the first step is when people have started a side hustle and it’s not lining up and the pieces aren’t lining up as they expected. My first question often is, do you know what it is you’re offering? Do you know how you serve and the transformation you’re providing to people through your service or product?

Usually, when businesses aren’t taking off it’s because there are those three things simply aren’t aligned.

And people are doing what they think they should but not what they want to. So they’re not following through with their whole heart their whole beings because they don’t all buy into the plan. They’re trying to follow the model that was laid out by somebody else. That model might not work out for them.

Joel: So essentially the question is, is it your dream or somebody else’s’ dream.

Heather: What happens as soon as somebody decides they don’t want to live in their 9-5 anymore or that they have this idea for a product or service that they really think thinking transforms lives they get really excited about that and it moves them and they get all this positive energy about it and they build themselves up. That is like the honeymoon period. But at some point in time, the honeymoon period ends because you have to start taking action steps. And when people don’t know what the specific action steps they should be taking are they kind of go to the masters, they listen to podcasts like yours or like mine. They listened to other entrepreneurs in the space. They read all the blogs. They pick up every freebie PDF that anybody’s offering to build their list. And they get lost in the weeds of what everyone else is telling them to do versus ‘If am a business owner of this business, what does the business owner need to do right now?’ and identifying themselves as the owner of this business is choosing accordingly – is the biggest way that I help within my job. It’s recognizing that whoever you are personally is going to inform how you run your business but you need to start thinking of yourself as a business owner and make decisions as a business owner would.

Joel: Powerful. I think the key thing from that what you just shared is this idea of not getting stuck in the detail and sometimes the detail that just isn’t necessary. And I love that you just mentioned before around this idea of jumping from one list to another and trying to kind of learn as much as much as you can.

But you know when you’re doing that you don’t necessarily have the right business hat on. Is essentially what you’re saying.

Heather: Yeah.

I think I think too, that the other piece is focusing on just learning the next thing. And so many people fail to launch and fail to thrive in their launches because they try to do all of the things before they pressed to go button and they want the shiny web site … doing the work and then see where the missing holes are for that particular business.

Not every business is going to need a thousand people on an email list before it can go anywhere. Not every business is going to need a suite of social media sites and representation in order to connect successfully with an audience. But so many people get lost in those details. Those aren’t the sexy sassy details that make people motivated to keep working. So then we abandon the idea rather than if they have this idea to coach somebody to a certain transformation, just find that person and start coaching them and seeing the transformation they offer and then they will be motivated to keep going and realize what they need to do next to make the business, a viable idea.

Joel: So essentially it’s like start small, take small action. Rather than waiting to get everything perfect.

That is kind of what you’re saying?

Heather: it’s exactly that. It’s taking each step as it comes and only dealing with what’s in front of you at the moment. So there’s an online business influencer, Marie Forleo and she has this phrase out there that everything ‘figure-out-able’. What I always say is everything’s ‘Google-able’ so if I don’t know the answer, someone else’s already asked the question. So look it up but just that specific question, not the whole darn book. You don’t need everything to get going. If you’re looking how to start up a YouTube channel you don’t need a 27-page ebook you just need to watch a couple of YouTube videos on how to set up a YouTube channel. But so many people want the best option so they read like 10 books on how to set up a YouTube channel and they read all the details and they never press play or record. They just get lost in the keywords and analytics or you know the fancy border or the text or how it looks on mobile and they never press play. That that’s what undermines people because that is just the minutia that makes people feel ineffective like they can’t do it because they’re working on their business but they’re not really working in their business. They’re not actually doing the service or creating a product that they’re envisioning themselves.

Joel: So true. So (much of) what you’re saying here, I can relate to…

I’m going ‘yes I’ve done that in the past!’. ‘I’m so guilty of that’. I think it’s because we all have this challenge.

I’m glad you mentioned Marie’ Forleo because you know she’s provided wonderful stuff but something that I can reflect on there is that you know her website looks amazing, her videos look amazing. But if we put Marie on a pedestal and go, ‘well, I can’t launch my business until my videos look as amazing as hers’ and I think the point that you’re making there is just so poignant that essentially we are not looking at when Marie started, we are seeing where she is today.

So I think, that in itself is such a good point that you’re making that that, let’s be OK with where we are today.

Heather: We can’t compare our first year in business to someone’s 10th year in business. But we do that all the time.

We think that we can’t launch until we look like that final answer rather than having it be messy and perfectly imperfect but authentic and genuine to who we are and where we are in the world. And again it’s this idea that like when you set plans and goals and you say someday I’m going to have that shiny website.

Someday I’m going to have this automated response so people hear from me as soon as they send me an email with an automated message. You’re never doing the thing that you want and that when that process gets slowed, and it gets slowed repeatedly you lose your passion for it and you lose your creativity and staying in the 9-5 seems like the easier simpler answer because you don’t have to work that hard for it. It becomes the devil you know and you never move to the next step. People who want to move out of that like serial startup mode like you were talking about, they need to decide what the next step is and just focus on that. There’s a book and you might know the author is, it’s called ‘The one thing’ (note: by Gary Keller) and all it talks about is just figure out what you need to know next and then answer all the questions when you get to that next step. You don’t learn all the answers now, it’s your wasting time.

Joel: And essentially you’re going to put your mind into overwhelm, right?

Heather: yes.

Every single time and all that does when you put your mind into overload is you get distracted and you get discouraged and you get beat down and the list of things you find out you know get longer and then you feel like you know less and less rather than at some point in time…it started with a passion, it started with an idea. You developed enough for it to feel real to you. Go off and do it, and do the thing and then you can go back and fill in the steps and get the nice website designed and make all your social media images and branding consistent with each other.

But at some point just pressing play showing up and the second piece to it is offering it as a paid product or service. So often the thing that stops people from ever launching their business and staying in that monotonous startup mode is that they never sell, because they think they haven’t earned the right to. Their product isn’t shiny and new. It doesn’t look like Marie Forleo’s fifteen year in business. So they’re just going to offer their stuff for free and then they never become business owners because they don’t see that their business is making money.

Joel: So essentially we’re not putting a value on our service or product or service.

Heather: Absolutely, one of the biggest lessons I really needed to learn when I built my second business as an online business, is I had to stop comparing myself and thinking of myself in the online space as a newbie and I think that’s a mistake. My guess is that a lot of your audience makes this (mistake) because they’ve never really thought of themselves as business owners or online business owners or people who are doing it online. I know some people in your audience I’m sure are just going to work locally or in brick-and-mortars and because being a business owner it is new, they put themselves in the ‘newbie’ category and I did that too, and when I did that I erased 10 years of experience as a business owner and I erased 20 years of experience in a clinical setting. So it was as if I was telling myself and telling the world that I was just starting out when in reality most of your audience is going to have been in the working field for at least five years. They’re going to have accumulated a skill set through work experience or prior education and they’re going to have experience and a skill set that can be valuable to other people. But when they look at their dream and they think I’m just starting out because the dream is new. They erase everything they’re bringing to the table and that’s how imposter syndrome finds a seat next to them. They feel like they don’t belong.

And then they can’t fit in because they’ve created this whole persona that they’re new when the only thing they’re new to this particular business. Not the skill set or the product that they’re offering.

Joel: That is a huge distinction right there.

I think that is so important and valuable because simply you know this idea of having the new label I think it can be really destructive especially if you feel like you’re stuck. Maybe that’s the reason you get stuck because it’s like what has to change or what has to shift for you to remove that new label.

Heather: Yes. Every single time. And I think that you know part of it and the undercurrent here in this discussion is so much of this is puffing ourselves up to have the perfect website, to have the perfect automated funnel to do all of those things is to avoid failure and rejection. We feel like if we set ourselves up for success by looking shiny and new, people will have more respect for us. The other piece of that is when we play small and we identify as a newbie, then we’re avoiding the expectation that comes with not being new we can just write up any mistake we make as ‘well you know all week three months into this’ rather than ‘I have a skill set, I have something to offer’. ‘I have an ability to transform the lives of others through my product or service’. And yes because the business ownership is new I may wobble a bit but I’m confident and capable and competent.

I look at some of that stuff that people claim and the stories they tell of themselves as like this armour that’s protecting them from their perceived failure or rejection rather than recognizing that if you’re choosing an entrepreneurship path if you are choosing a non-traditional path, you are choosing at some point to fail. That’s non-negotiable. So the more you try to avoid it the more you’re slowing down your progress, when you just have to fail and learn the lesson you’re supposed to learn and get on with it.

Joel: I love that – face it, embrace it, and go on the journey.

Heather: Yes and it puts you in control of it and then you’re not a victim to it. It’s not ‘failure is something that happened to me’. It’s ‘failure is something that is a part of what I’m choosing’. You know it’s interesting for me, I’m a huge American football fan. It’s borderline obsessive, to be honest, everyone starts talking about player injuries when they injure their ACL. I’ll hear commentary like ‘look at the great front they’re putting on, look at how they like they just fell and they had a season-ending injury’. ‘But, wow look at that them, they’re coming back in the following fall and they’re ready to go at it again’.

That’s because those players know that injury comes with the territory. So they’re not afraid of it. They are hoping it doesn’t happen and they want to be able to play a full season but they know that when they’re choosing a career path that involves charging their bodies into 300 pound linebackers sometimes your knees are going one way and your ankle will go the other and that’s just the natural consequence of that choice. And the more we can do as business owners we’re empowering ourselves if we’re putting ourselves in the driver’s seat of our own lives.

Joel: Extremely powerful. I love that analogy too it just it just makes so much sense. It’s just like we simply have to step into that identity and embrace it. But that kind of leads into my next question because it’s a little bit around and kind of the theme or flavour of our discussion.

This idea of being in corporate or being in your day job and setting out as an entrepreneur can sometimes have very different identities. How does how does one deal with that and how does one get beyond the idea of maybe the safety of the corporate identity to truly embrace entrepreneurship.

Heather: I think it starts actually with what I was saying earlier.

So if you were planning on, if for example in your are in the corporate world and you’re in the Financial Planning market and you decide that you want to be a coach or consultant for small business owners to help them plan their financial future so that they can be financially strong and stable. The best way to set yourself up for success is just to go pitch yourself to a small business who you think could how and offer it do it, and say hey this is what I spent 15 years learning and doing it. So you can see yourself capable of it. But the other thing is this idea and have you set a goal or have you made a decision. And if you’ve made a decision to deviate and separate yourself from the corporate life you have to have a work schedule and work hours for that and it can’t just be the mindset of when I have time. When I get a free minute. It has to be…

I’m going to get up at 5:30 in the morning three days a week and I’m going to work on this part of my business. I’m going to give up every other Saturday from 9:00 a.m. to 3:00 p.m. and I’m going to work on this part of my business.

And you’re going to schedule it in and treat it as work like you would in your 9-5 because when you see your self-replicating those patterns… When you see yourself taking it seriously your mindset follows. When you don’t make time for it and you say ‘If I happened to get up early I’ll work on it or if I get home early on a random Tuesday I’ll work on it’. It never happens because you’re not taking it seriously but when your behaviour matches your intent to take it as a credible viable option for yourself, you start to move in that direction. And what happens then is you create specific measurable observable proof of what you’re capable of. You can look back and see six weekends of being a weekend warrior you know three Wednesday evenings I’m putting in the time and doing the cold calling or fill in the blank. But when you’ve done it piecemeal, it feels, piecemeal. And then you never take it seriously and you don’t set yourself up for success.

Joel: Can I reflect on that? I think that’s very important and something that you just said before and what really hit home to me is you actually quoted your work pattern so you know from this hour to this hour I’m doing this. And and I think the act of actually going through that process all of a sudden we’re actually acknowledging the work that we’re doing versus as you said piecemeal I think at the end of the week… I’ve done this before I’m guilty and we all are. You say ‘I have absolutely no idea how much time I spent on this task’ and I think that’s how we can end up in the burnout stage because if as you mentioned if we don’t have that plan, that really strong plan in place and we’re not treating it like a real business then I think that’s kind of how we get into that burnout territory. So I think that’s a really interesting insight and reflection that we keep to a schedule but then acknowledge that as well.

Heather: Yes absolutely because when you make a schedule you’re deciding that it’s happening and you take it seriously. In fact, just this morning I was meeting with my realtor as we get ready to move. And she’s like ‘so what’s the move date?’. And I said ‘Oh I don’t know I said we’re moving cross-country so we’re probably just going to empty everything out’. So whenever I’m done emptying everything out is when we’ll get the stagers in here and we’ll get the place ready and set up. She’s like ‘oh no, don’t do it that way!’.

If you don’t give yourself a deadline and somebody invites you to a party you’re going to want to go to the party more than emptying out your house, you’re going to want to choose something else. But if I give you a deadline you’re going to set yourself up to get it done. And I remember thinking to myself ‘Oh right just like I had to do with my business’ because it’s so true, if you put something on the Sunday schedule, it just never happens.

Joel: Do you think it’s important to schedule downtime as well?

Heather: Absolutely. I think that one of the reasons why people want to leave corporate, in addition to being held back from having time and lifestyle freedom is that it fills up so many hours and it just becomes soul-crushing. And I think people tell themselves a story that when you’re running a business you’re just you’re grinding it out you’re hustling it out because it’s your thing you will never get burnt out from it. And that’s simply not true. But what we do now in how we start our business is how we’re going to continue our business. And I learned this lesson in my brick and mortar because I was building my private practice so if I had a client for example who couldn’t make it… I tried to end my day at 6:00 pm and she said that ‘I can’t get here for 5:00 o’clock, I can get here for 5:30 pm I need to fill the time block because you’re trading dollars for hours in that model.

So certainly I was working till 6:30 pm. Even though earlier in the day someone said ‘Oh I have to be at work for a certain time. Can I come in at 8:00 so suddenly I’m saying yes to that person at 8:00 a.m. and say yes to the person we want to 5:30 pm. Suddenly I’ve created an 8:00 a.m. until 6:30 p.m. day based on the client needs. If we set up our lives based on that, it’s so hard to undo that pattern. Whereas if we recognize for ourself that any credible business has business hours that are not negotiable.

If I need to shop for a birthday gift I can’t go to the local department store and say ‘I know you guys don’t open until 10 am and I got a full day of work or you know I could just grab a quick thing and I’ll be in and out. No big deal’.

And we would never think to do that for a business like a department store. But we ask that of our providers because we’re people and it’s individual and it seems easier to do that than ask a department store. But if we as individual business owners think of ourselves as businesses and set the boundaries, we’re going to know when we’re working and when we’re not. That gives us permission to set up that self-care time. But if we’re just constantly grabbing the dollar, if we’re constantly going for any possible sale, any possible lead, any possible anything, we’re never going to get there not for nothing. You and I are a good example because you’re based in Australia. I’m here in the United States and we wanted to do this interview. And I said listen I had my work day 5 or 6 p.m. Eastern Standard Time. If you can if that doesn’t work for you I know other people who have different business hours and I can hook you up and you decided for yourself that this conversation was important enough that you got up so you have your boundaries to get up at the crack of dawn.

And I had my boundary of when I was willing to work… I had to learn the hard way because it was some time in my first year in my new business, somebody wanted to do a Facebook Live on a Sunday night at 7:00 pm and I was like ‘oh exposure’. And I’m like ‘What the heck am I doing, it Sunday night at 7 o’clock, That’s my family time!’. Why am I just giving that away? And I think it’s really easy to feel like we need to do that and we start taking care of ourselves. But then it’s really hard to dial that back because we teach people how to treat us.

And as soon as we tell one podcast host that we are available at 7 o’clock why are we not going to do the same thing to the next podcast host that asks us or next client who wants to pay us money? I think when we start building our (business) lives based on abandoning our own – that’s where burn out.

Joel: It’s so true.

And you know one thing that I love is the idea of actually making (your availability clear). When we organize this call you said to me ‘here is my availability online’. ‘Pick a time that works for you’. There wasn’t there wasn’t that negotiation of ‘you know maybe I can do this maybe I can I’m not sure, let me check with the family’.

It was clear, it was simple, here’s my availability, here when I’m not available. And I just think that is to make that distinction is so important.

But it also demonstrates your value in saying ‘I need my downtime as well, I need that time off’. So you know I think that was a great lesson in itself and thank you for sharing that. To know when we need to have that downtime it’s just so important.

Heather: Well the other piece of this too is we can’t be expected to be on all that time and when we don’t know when we’re on and when we’re off, our default becomes on all the time. And the natural consequence that happens with that is we stop being present to the people in our personal lives. There are always the ones that end up paying the price. And our relationships pay the price because when we stay on for our business we’re incapable of also staying in our personal lives. You know again using the real estate example because that’s my mindset in like real time, my mini-mindset lab, is all things real estate. The real estate agent was with us and she was trying to sell us on why she would be the best person. She didn’t let go of her phone the entire time because the real estate agent business is so competitive that she doesn’t answer an e-mail the moment it comes someone else gets the sale and I have a cousin that is a real estate agent and I have never attended a barbecue with her without her phone in her hand because that’s the choice that comes with that business.

So people need to recognize that if you want to decide your life, like what your life by design really looks like. And then you build a business accordingly. Because if your client base gets used to you being available when you’re at a barbecue on a Sunday at 3:00 p.m. then that’s when they’re going to bug you because that’s most convenient for them. Whereas if they know you’re a high demand realtor but you demand family time, they’re going to learn to ask their questions and have their needs during regular business hours. We teach people how to treat us.

Joel: And I think that in a sense, that increases your value because you say there’s that degree of scarcity.

‘I’m available at these times’ so it’s that (thing of) valuing yourself.

Heather: Yes.

And it’s so scary to do that. It’s really scary, when you want the opportunity … and I really wanted it because we’re doing the actionable talk. And you’re not asking me to talk in theory when I have the opportunity to give people specific measurable tasks they can do right after they listen to this show. That’s the stuff that lights me up. So I have to be willing to say no to that. And I even offered to other people to you who be able to fill the show instead if you opted not to work with my schedule, I had to be willing to do that. And that is really hard. And it’s really hard for the newbie who doesn’t believe that another opportunity is going to come their way.

And the way I learn, again, I’m learning the lessons myself that, like I think that’s one of my unique selling positions is I think I’ve been through the ropes myself. I remember a time when I was so desperate for exposure and for people to get my name out that I took a high-class interview with the guy who was a real creep and I felt disrespected in the interview. And the Heather I am today would have told him to stop recording and would have withdrawn all permission to record the episode because he was so rude and insulting to me but because I was worried about what the optics would look like or what the messaging would be, I went along with it. So after that, once your skin feels gross, you’re uncomfortable in your own skin cause you’ve given too much of yourself away. You have to promise yourself never to do that again. And to follow up with action.

Joel: That is so powerful and I can visualize our listeners (identifying with this). And what we’re coming back to here is confidence in self, confidence in self to say I’m valuing myself and valuing my services. So, I think just some really good messages here.

And as you said things that people can take away and start doing now.

Now I’m a little bit conscious of time so what I’d like to do (is ask you) can you think of any resources or books that you’d like to share with anyone listening?

Heather: Sure. The book that changed my life is ‘Daring Greatly’ by Brene Brown and I’m sure that one has gotten mentioned on your show a thousand times already. But the reason why I like it is because if we took fear out of the conversation of entrepreneurship I would be out of business. I wouldn’t have a job. Because it really is the main thing people hire me for, sometimes they need help having the hard conversations. But the road to that is I’m afraid of offending somebody. Sometimes they need help managing or leadership but the fear behind that is that they’re going to alienate their team or they need to up level and they’re afraid they’re going to alienate their audience and Daring Greatly really tackles this idea of a leaning into vulnerability, leaning into connection and be unafraid to truly connect. I’ve built my second business and both of my first business was quite successful.

I’m now on my second and both of them have one thing in common and that is referrals and you want to build that know, like and trust factor and that is way more powerful and person to person than through social media. And I think what happens sometimes is when you get that personal and when you get that intimate, you put yourself out there you’re so afraid of rejection. So you need to learn how to do it and to have buy-in into how important that is. And then the next thing I say with personal development books is the best way to learn personal development is to go out and personally develop yourself. Stop reading the darn books and learn by doing it. Just like you don’t know what your business is going to look like. You don’t know what you’re going to look like. And now that I’m building the second business I’m doing it so differently than the first, my story of who I am and what I am capable of is changing now. I mentioned to you earlier in the interview that I started my second business because I felt like I was living below my potential. I don’t feel that anymore. But one of the things I have learned is my potential is really only limited by how big a willing to dream. And I think I learned that in a book I learned that when I got my first invitation to speak and close out a conference. I learned that when a major coaching group wanted my consultation. I learned about myself by getting into the nitty-gritty and figuring it out.

And when we get stuck in stumble and fall, we’re covered in dirt, then we go looking for a book on one person’s advice on how to get out of it until. But we throw ourselves in the sandbox, we’re playing it safe behind the cover of a book.

Joel: I love that ‘one person’s advice’ because otherwise we’re listening to 20-30 if not more. And our inboxes boxes are out of control with opt-ins.

Heather: Yes, guilty!

Joel: Guilty! I think we’re all guilty of that one! What you just said before though was, the real learning was in essentially in the doing, in the action, and I think that’s really powerful because we can get caught up in just reading and getting the theory behind where it where you want to go but not actually put into practice. So a lovely message there and I think that’s that’s really important. What do what we love to do is if people would like to know more about you and the services you’ve got available. Where can they find you? … We shall we go?

Heather: Yeah sure. So even though we just finished saying ‘pick one person and follow that one person’, if you want to add another person to your docket in addition to Joel, you can find my show ‘Business Mindset Mastery‘ or over on iTunes. The people who have Android phones can find me on the podcast app. And then but you also find me on Facebook, I have a group there, it’s called ‘Choose To Have It All‘. We can continue the conversation. I’d be happy to talk to anybody about your show. This has been a fantastic conversation.

Joel: Yes I think there have been so many little gems today ‘ah-hah’ moments.

Is there anything you wanted to say? What you’ve just said before about putting theory into practice was I think one of the great lessons. Before we sign off is there any other message you’d like to leave us with?

Heather: Yeah I think the most important message is that once we figure out who we are, how we want to move through the world and how we want to serve, we get crystal clear on that, every decision that comes after that is based on ‘does this choice get me closer to the person I want to be and the life I want to have and the business I want to run or does it will be further away?’

And when you get crystal clear on that it gives you a formation for making decisions and you can get out of fear and doubt and second-guessing. You can stop reading all the books for a second opinion. You can keep your inbox clean of the PDFs because you’re crystal clear on you, and you can go do your business your way on your terms.

Joel: Oh I love that. That is so very important. Heather, it’s been an absolute pleasure having you on the show, I love your energy and thank you for sharing so much wisdom with us.

Heather: Oh you got it, thank you so much!

Joel: So everyone listening, go and check out Heather at ‘‘ and we’ll speak again soon.

Mentioned resources include:
‘The One Thing’, by Gary Keller
Daring Greatly, by Brene Brown
Business Mindset Mastery (Podcast)

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